Risk rating ratio?
Risk rating ratio is utilized by DragonLend experts to calculate the possibility to have loan of each customer. This factor shows the relation between total amount of customer's income sources and total amount that customer needs to pay when they have loans.
Calculate your risk rating ratio
Note: all total monthly debt payments must include credit cards, unsecured loans and secured loans.
Significant meaning of the risk rating ratio
From this risk rating, you can evaluate whether there are chances for your business to have loan from banks.
Lower than 38%
If you belong to this range, it proves that you have high credit-solvency, and your risking grade is low. You can easily get loan from banks
From 38% to 43%
If you belong to this range, it proves that you are in a safe zone. You have solvency but just on average, your risking grade is not too high.
Greater than 43%
If you belong to this range, it proves that you have low credit-solvency, and your risking grade is very high. You will have difficulty in getting loan from banks.
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